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Medicare Insurance Frequently Asked Questions

Medicare And You 2020

Everything You Wanted To Know About Medicare Insurance In One Publication?

The CMS Medicare publication is provided by the government to answer most all your questions or contact numbers to learn more. This is an excellent source to answer many of your Medicare questions. Just click on here to access a complete version of it? Or call me at 606-224-2406. (my direct line)  Click This Link to view >>>>>>>

Medicare Health Insurance CardYour Medicare Card…

After enrolling in Medicare, you’ll get a red, white, and blue Medicare Enrollment Card from medicare in the mail. If you’re automatically enrolled, you’ll get your red, white, and blue card in the mail 3 months before your 65th birthday or your 25th month of receiving disability benefits. The card will show that you have Medicare health coverage. It shows if you have Part A (Hospital Insurance), Part B (Medical Insurance) or both, and the date the coverage starts.

Be sure to carry your card with you when you’re away from home. Let your doctor, hospital, or other health care provider see your card when you need hospital, medical or other health services. 

If you need help with obtaining a new or replacement Medicare Enrollment Card contact Woody’s Insurance at 606-224-2406 or contact your local Social Security office.

on is provided by the government to answer most all your questions or contact numbers to learn more. This is an excellent source to answer many of your Medicare questions. Just click on the Image or here to access a complete version of it? Or call me at 606-224-2406. (my direct line)  

How do I Sign Up For Medicare?

As with most of these Medicare questions, the answer is dependent on your particular situation. If you are already receiving Social Security, you will be automatically enrolled in Medicare Parts A and B when you turn 65. You should receive a “Welcome to Medicare” packet and a red, white and blue Medicare card 2-3 months prior to the month that you turn 65. You do not have to take any action to enroll in Medicare. It will start the 1st day of the month that you turn 65.

If you are NOT receiving Social Security but DO want to enroll in Medicare, you will need to proactively enroll in Medicare Part B (you’ll be automatically enrolled in Part A). To sign up for Part B, your options are to go to a local Social Security office or to call Social Security at 800-772-1213. Alternatively, you can enroll for Medicare online

How Much Does Medicare Insurance Cost?

As with most of these Medicare questions, the answer is dependent on your particular situation. If you are already receiving Social Security, you will be automatically enrolled in Medicare Parts A and B when you turn 65. You should receive a “Welcome to Medicare” packet and a red, white and blue Medicare card 2-3 months prior to the month that you turn 65. You do not have to take any action to enroll in Medicare. It will start the 1st day of the month that you turn 65.

If you are NOT receiving Social Security but DO want to enroll in Medicare, you will need to proactively enroll in Medicare Part B (you’ll be automatically enrolled in Part A). To sign up for Part B, your options are to go to a local Social Security office or to call Social Security at 800-772-1213. Alternatively, you can enroll for Medicare online

Choosing a Medigap Policy

Need Help Choosing the correct Supplement or Medigap  policy ….

Choosing the correct Supplement or Medigap  policy for yourself can be difficult with all the choices available understanding the basics help this publication from the Centers for Medicare and Medicaid Services can be very helpful in making the correct choice. Click on this link or the image to the left to review the document. If you need help understanding your options please contact Woody at Woody’s Insurance my direct line is 606-224-2406 or email me at woody@woodysinsurance.com

Need To Give Someone Else Permission To Call or Speak For You?

Click on this Link  for fillable form to authorize someone else to contact Medicare for you.

This form is used to advise Medicare of the person or persons you have chosen to have access to your personal health information.Where to Return Your Completed Authorization Forms:After you complete and sign the authorization form, return it to the address below:

Medicare CCO, Written Authorization Dept.
PO Box 1270
Lawrence, KS 66044 

Medicare Coverage & Premiums

Medicare Part A (2020)

Hosptial Inpatient StayDeductible: $1,408 per benefit periodFirst 60 Days Cost: You pay $0. Medicare pays.
  Days 61-100 Cost: You pay $352 a day. Medicare pays the rest.
  Days 101-150 Cost: You pay $704 a day. Medicare pays the rest.
  Days 150+ Cost: You pay 100%
Skilled Nursing Facility Care StayOnly after a 3-day inpatient stay at a hospital. Skilled Nursing Care is a technical term and does not include solely custodial careFirst 20 days Cost: You pay $0. Medicare pays.
Days 21-100 Cost: You pay the first $176.00 a day. Medicare pays the rest.Days 101+: You pay 100%
Inpatient Psychiatric Care 190 days lifetime benefit, Medicare pays 100%

Medicare Part B (2020): Annual Deductible is $198.00

IndividualJointMonthly Premium
$87,000 or less$174,000 or less$144.60
$87,000 – $109,000$174,000 – $218,000$202.40
$109,000 – $136,000$218,000 -$272,000$289.20
$136,000 – $163,000$272,000 – $326,000$376.00
$163,000 – $500,000$326,000 – $750,000$462.70
Greater than $500,000Greater than $750,000$491.60

Medicare Part D (2020)

IndividualJointMonthly Premium
$87,000 or less$174,000 or lessPlan Premium
$87,000 – $109,000$174,000 – $218,000$12.40 + Plan Premium
$109,000 – $136,000$218,000 -$272,000$31.90 + Plan Premium
$136,000 – $163,000$272,000 – $326,000$51.40 + Plan Premium
$163,000 – $500,000$326,000 – $750,000$70.90 + Plan Premium
Greater than $500,000Greater than $750,000$77.40 + Plan Premium

Medicare Part B Covers the COVID-19 Test

 In a world where little is certain, this is. Medicare Insurance Part B (Medical Insurance) covers a test to see if you have coronavirus (officially called 2019-novel coronavirus or COVID-19).

VIDEO -View Now! And Learn More!

This test is covered, according to the Centers for Medicare & Medicaid Services, when your doctor or other health care provider orders it and if you got the test on or after February 4, 2020. (Of note, you usually pay nothing for Medicare-covered clinical diagnostic laboratory tests.

If you have a Medicare Advantage plan, however, you should check with your provider. The test will likely be covered but Medicare Insurance Advantage plans are different from original Medicare plans. Read Understanding Medicare Advantage Plans and CMS Issues Guidance to help Medicare Advantage and Part D Plans Respond to COVID-19.